New research by Mobile Annexe LTD has revealed the areas in Wales most exposed to rising housing costs.
- Cardiff tops table for private rent exposure
- Vale of Glamorgan tops table for mortgage exposure
- Comments from Mobile Annexe LTD who analysed the data
The areas in Wales most exposed to rising housing costs have been revealed.
As housing costs have continued to increase since 2022 amid rising inflation and higher interest rates, Mobile Annexe LTD. analysed new ONS data to find the places most affected across the country.
Each area was assigned an exposure score, relative to other local authorities, based on “the estimated proportion of households affected by rising costs” and “the increase in costs as a proportion of estimated disposable income for the average household.”
Cardiff had the highest private rent exposure score at 6, followed by Ceredigion, Conwy, Denbighshire, Monmouthshire, Newport, Torfaen, and the Vale of Glamorgan with 3.
Blaenau Gwent, Bridgend, Caerphilly, Flintshire, Gwynedd, Isle of Anglesey, Merthyr Tydfil, Pembrokeshire, Rhondda Cynon Taf, Swansea, and Wrexham came third with 2.
Carmarthenshire, Neath Port Talbot, and Powys had the lowest at 1.
| Area name | Private rent exposure score |
| Cardiff | 6 |
| Ceredigion | 3 |
| Conwy | 3 |
| Denbighshire | 3 |
| Monmouthshire | 3 |
| Newport | 3 |
| Torfaen | 3 |
| Vale of Glamorgan | 3 |
| Blaenau Gwent | 2 |
| Bridgend | 2 |
| Caerphilly | 2 |
| Flintshire | 2 |
| Gwynedd | 2 |
| Isle of Anglesey | 2 |
| Merthyr Tydfil | 2 |
| Pembrokeshire | 2 |
| Rhondda Cynon Taf | 2 |
| Swansea | 2 |
| Wrexham | 2 |
| Carmarthenshire | 1 |
| Neath Port Talbot | 1 |
| Powys | 1 |
Further analysis revealed the Vale of Glamorgan had the highest mortgage exposure score at 5, followed by Caerphilly, Flintshire, and Newport with 4.
Bridgend, Cardiff, Monmouthshire, Rhondda Cynon Taf, and Torfaen came third with 3.
Blaenau Gwent, Ceredigion, Isle of Anglesey, and Pembrokeshire had the lowest at 1.
| Area name | Mortgage exposure score |
| Vale of Glamorgan | 5 |
| Caerphilly | 4 |
| Flintshire | 4 |
| Newport | 4 |
| Bridgend | 3 |
| Cardiff | 3 |
| Monmouthshire | 3 |
| Rhondda Cynon Taf | 3 |
| Torfaen | 3 |
| Carmarthenshire | 2 |
| Conwy | 2 |
| Denbighshire | 2 |
| Gwynedd | 2 |
| Merthyr Tydfil | 2 |
| Neath Port Talbot | 2 |
| Powys | 2 |
| Swansea | 2 |
| Wrexham | 2 |
| Blaenau Gwent | 1 |
| Ceredigion | 1 |
| Isle of Anglesey | 1 |
| Pembrokeshire | 1 |
Gary Clayden-Smith, from Mobile Annexe LTD. who analysed the data, said: “The rise in costs is a big challenge facing many people across the country.
“It’s more than just a financial burden, it’s a source of stress, anxiety, and uncertainty for people trying to find stability in their lives.
“If you’re struggling, it’s important to research your options, and don’t be afraid to ask or help.
“Whether it’s financial advice, or housing assistance programs, or using community resources, help is always out there.”
Credit: Mobile Annexe LTD who conducted the research.
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